Get the card
TRUE AI Card · Visa

Spend what you trade. Anywhere Visa is.

A Visa card funded straight from your TRUE account. Any token you hold, your trading balance or your spot wallet becomes dollars or euros in one tap. Non-custodial until the moment you pay.

205 countries USD or EUR card Apple Pay and Google Pay Visa 3-D Secure
TRUE AI Card
Apple Pay Google Pay
205countries can apply
2card currencies, USD and EUR
5chains to fund it from
300K+tokens you can turn into spend
$50,000per month, per card
0%fee to top up with crypto

Country list, limits and fees as published by the card issuer. Higher limits on request with documents. Figures as of 25 October 2026.

Fund it

Every balance you own in TRUE is spendable.

Pick where the money comes from. TRUE converts what you hold into the card's currency and tops the card up. You see the rate, the fee and the amount landing before you confirm.

Spot wallet

Any token on any chain you hold. SOL, ETH, a meme coin, a tokenised stock. Convert it and spend it, no exchange detour.

300,000+ tokens
Solana Ethereum Base Tron Robinhood Chain 5 chains

Trading account

Free collateral on TRUE Exchange goes to the card directly. Take profit on Monday, pay for dinner on Monday.

USDC, instant

Card, Apple Pay or bank

No crypto yet? Add money with a debit card, Apple Pay, Google Pay or a bank transfer and it lands on the card the same way.

Fiat in, Visa out
Debit card Apple Pay Google Pay Bank transfer Crypto on 5 chains Internal transfer
How it works

Verify. Order. Pay. All digital, no paperwork.

The whole setup happens inside the TRUE app or app.truefinance.ai. Automated checks finish in minutes; a manual review takes up to an hour.

01

Verify in minutes

Email code, phone code, your ID and a selfie. Nothing to print, nothing to post. Available in 205 countries, decided by the country on your ID.

Identity checkVerified
Automated checksabout 3 min
02

Order your card

A USD card is issued right after the basic check. The EUR card comes with the extended check and brings a European IBAN with it. Up to 3 active cards.

Card currencyUSD · EUR
FormVirtual, instant
NetworkVisa
03

Add to your wallet and pay

Add it to Apple Pay or Google Pay, top it up from any TRUE balance and pay online or in store. Every online payment is protected by Visa 3-D Secure, approved in the app.

Top-up from Trading account$250.00
Fee0%
Lands on card$250.00
Why this card

Built into TRUE, not bolted on.

Non-custodial until you pay

Your crypto stays in your own wallet or trading account. Only the amount you top up moves to the card, when you say so.

Accepted anywhere Visa is

Online, in store, in 205 countries. Pay in USD, EUR or GBP with no FX surcharge on top of the Visa rate.

Apple Pay and Google Pay

Tap to pay from your phone or watch the day the card is issued. No plastic to wait for.

A European IBAN

The EUR card comes with an IBAN. Send euros to friends, pay a bill or move money to any European bank account.

Visa 3-D Secure

Every online payment is confirmed in the TRUE app before it goes through. Freeze or unfreeze the card any time.

Web and app, one card

Order it, fund it and watch every payment on app.truefinance.ai or in the TRUE app for iPhone and Android.

Fees and limits

The numbers, before you order.

What the card costs and how much it moves. Every top-up shows the exact rate and the amount landing before you confirm.

Fees
Top up with crypto0%
Top up from TRUE balance0%
Card paymentIn the shown rate
FX in USD, EUR, GBPNo surcharge
FX in CHF, PLN, SEK, NOK, DKK, CZK, HUF, RON0.55%
FX in all other currencies1.35%
Limits
Purchases per month$50,000
Active cards at once3
Card currenciesUSD · EUR
FormVirtual, instant
Higher limitsOn request

FX surcharges are on the Visa exchange rate. Limits are per card, on top of the account limits shown inside the card portal.

Your money stays yours

You hold the keys. The card holds only what you load.

TRUE is non-custodial. Nothing leaves your wallet or your trading account until you top up the card, and every top-up is a transaction you can see.

  • Only you can signYour wallet signs each top-up. TRUE cannot move your funds to the card for you.
  • Every top-up on chainVisible in a public explorer, matched to the card statement inside TRUE.
  • Issued by a regulated Visa issuerWirex Ltd issues the card through Kolo. Your identity is verified once, in the app.
Card activityLive
Top-up from Trading account250 USDC · Solana · confirmed
+$250.00
Blue Bottle CoffeeApple Pay · approved
-$4.20
3-D Secure confirmedOnline purchase · approved in app
-$89.00
Converted and topped up0.05 ETH from Spot wallet
+$198.40
Questions

Before you order

Is the card free?
Topping up with crypto or from a TRUE balance costs nothing beyond the network fee of the chain you send on. The conversion rate is shown before you confirm and the card payment itself has no extra fee.
Do I need to sell my crypto first?
No. Pick the balance, the token and the amount in TRUE. The conversion into the card currency and the top-up happen in one flow.
Is it really non-custodial?
Yes. Your crypto stays in your own wallet or trading account until you top up. Only the loaded amount sits on the card, with the regulated issuer, and you decide how much that is.
Where can I use it?
Anywhere Visa is accepted, online and in store, with Apple Pay and Google Pay where the country allows. A small list of merchant categories and currencies is restricted by the issuer.
USD or EUR?
The USD card is issued right after the basic verification. The EUR card needs the extended verification and may ask for a proof of address; it comes with a European IBAN for sending euros. You can hold both.
How long does verification take?
Automated checks finish in minutes. If a document needs a human look, up to an hour. You are told in the app the moment the card can be ordered.
Is there a physical card?
The card is virtual today and lives in Apple Pay or Google Pay. A physical card is planned for 2027.
Get the card

Order it in the TRUE app. Pay with it today.

Verify in minutes, add it to your wallet, fund it from any balance you already own. Free on iPhone and Android, and on app.truefinance.ai.

205 countries0% top-up feeVisa 3-D Secure